Business Checking
It’s our business to help yours. We provide essential products that small businesses count on every day.
Free Business Checking
A smart way for small business customers to get an edge. You’ll enjoy unlimited transactions and checks, plus other checking conveniences.
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Account Details
Minimum to Open: $50.00
Unlimited transactions
Unlimited checks
Access to 55,000+ Allpoint® Surcharge-Free ATMs
Free FCB Perks
Mastercard® Debit Card
Online Banking with Bill Pay
Mobile Banking
Telephone Banking
Direct Deposit
Business Non-Profit Checking
To build stronger communities, FCB offers an exclusive business checking account for non-profit organizations.
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Account Details
Minimum Balance: $1,000.00*
Minimum to Open: $50.00
Unlimited checks
Access to 55,000+ Surcharge-Fee ATMs with Allpoint®
Free FCB Perks
Mastercard® Debit Card
Online Banking with Bill Pay
Mobile Banking
Telephone Banking
Direct Deposit
*If unable to maintain Minimum Balance requirement of $1,000.00, a $12.00 monthly maintenance fee will be imposed.
VIP Services
Overall balances of $50,000.00 or more in your qualifying Premier Interest Business Checking combined with our Premier Business Money Market or Business Money Market Express have access to our VIP Suite of Services!
Free VIP Services
No Analysis Fees
Cashier’s Checks
Counter Checks
Overdraft Sweeps
Stop Payments
Wire Transfers
Foreign Check Collection
First Order of Basic Checks
Small Safe Deposit Box or 50% discount on larger size boxes
*Combined balance of $50,000.00 or greater is required for VIP Services with a qualifying Premier Interest Business Checking with a Premier Business Money Market or a Business Money Market Express account.
Premier Business Checking
Earn even more for your business with this premier checking product.
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Account Details
Minimum Balance: $5,000.00*
Minimum To Open: $500.00
Unlimited checks
Access to 55,000+ Allpoint® Surcharge-Free ATMs
VIP Services
Free or reduced fees when you keep a combined balance of $50,000.00 or more in your qualifying Premier Business Checking and Premier Business Money Market or Business Money Market account.
VIP Services
Overall balances of $50,000.00 or more in your qualifying Premier Interest Business Checking combined with our Premier Business Money Market or Business Money Market Express have access to our VIP Suite of Services!
Free VIP Services
No Analysis Fees
Cashier’s Checks
Counter Checks
Overdraft Sweeps
Stop Payments
Wire Transfers
Foreign Check Collection
First Order of Basic Checks
Small Safe Deposit Box or 50% discount on larger size boxes
*Combined balance of $50,000.00 or greater is required for VIP Services with a qualifying Premier Interest Business Checking with a Premier Business Money Market or a Business Money Market Express account.
Free FCB Perks
Online Banking with Bill Pay
Telephone Banking
Direct Deposit
*If unable to maintain Minimum Balance requirement of $5,000.00, a $25.00 monthly maintenance fee will be imposed. Premier Business Money Market or Business Money Market with like signer names is required to open the Premier Business Checking. Refer to Premier Business Money Market and/or Business Money Market account information for minimum Daily Balance requirements and minimum balance to open requirements.
IOLTA Checking
Attorneys and law firms that maintain escrow funds for clients can open IOLTA checking accounts with FCB.
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Account Details
An IOLTA checking account pools the funds into a single, interest bearing account. On a monthly basis, interest is forwarded to The IOLTA Fund Of The Bar Of New Jersey to fund legal expenses for those who are unable to afford legal services, and other justice-related projects of the board.
IOLTA Remittance Fee: $35.00
Minimum Balance: None
Free FCB Perks
Online Banking with Bill Pay
Telephone Banking
Business Escrow (DESA)
We’ve designed our Deposit Escrow Sub Accounting (DESA) products and services with your needs in mind.
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Account Details
This product and service is ideal for property managers, landlords, attorneys, or anyone needing to hold deposits in escrow for another party. Benefits include:
★ Manage your client/tenant security deposits
★ Earn interest on your subsidiary accounts
★ Monthly statements for your master account
★ Annual statements for your client/tenant accounts
★ Year-end 1099 IRS Tax Forms issued
FCB Perks
Single master account for all transactions
Subsidiary account for each client/tenant
Unlimited sub accounts per master account
Questions? Contact Us.
Call 732-364-0032 or email DESA@firstcommercebk.com for more info.